The Dutch housing market continued to cool in the third quarter of 2026. Price growth for existing homes has slowed significantly, while the number of homes available for sale has increased.
According to NVM, existing home prices were 1.8% higher than a year earlier. However, compared with the previous quarter, the average selling price fell by 1.3% to approximately €503,000.
Higher mortgage rates, increased supply and uncertainty among buyers are all contributing to the slower price development.
Significant regional differences
The national average does not tell the whole story. Prices fell by around 2% in the Haarlem area and 1.5% around Leiden, while prices in Amsterdam remained largely stable.
In contrast, prices increased by 8.3% in Southwest Drenthe and 6.7% in North Limburg.
This highlights the importance of looking at the specific location, property type, condition and local demand when determining a property’s value.
More choice for buyers
Around 39,000 homes were listed with NVM agents, almost 25% more than a year earlier. This is the highest level of supply since 2019.
Buyers are also less likely to need to overbid. In approximately 66% of transactions, the final price was above the asking price, compared with 71% a year earlier.
The OZQUR Makelaardij view
At OZQUR Makelaardij, we believe that market knowledge, preparation and a strong bidding strategy are becoming increasingly important.
More supply does not automatically mean every property can be bought cheaply. The key is identifying the right opportunity and understanding its true market value.
We support buyers with budgeting, property analysis, valuations, negotiations and complete guidance through to the notary.
At OZQUR Makelaardij, we help you reach your dream home in 5 steps
01 — Getting to know you & understanding your needs
We start with you. We get to know you, build trust and clearly identify your housing needs and most important criteria.
→ Understand first, search second.
02 — Determine your budget & financial possibilities
Together with our buying agent and financial advisor, we determine your mortgage possibilities, budget and ideal search range.
→ Know what is possible before you start searching.
03 — View properties together
You focus on how the property feels. We take a critical look at its technical condition, location, potential and possible concerns.
→ You decide whether it feels like home. We look at everything else.
04 — Determine the value & make a smart offer
We analyse comparable properties, discuss the property with the selling agent and assess the expected valuation. Together, we then determine the right bidding strategy and submit your offer.
→ Don’t simply make an offer. Make an informed offer.
05 — From accepted offer to the notary
Has your offer been accepted? We check the documents and purchase agreement, monitor all important deadlines and guide you through the entire process until the notary.
→ We stay in control until you receive the keys.
Yucel Samanci
Buying & selling agent at OZQUR Makelaardij, specialising in buying strategies, negotiations and guidance for Dutch, Turkish and expat clients.
