Auteur: Ozqur Makelaardij

The Netherlands wants to build a large number of new homes every year, but this requires substantial funding. According to De Nederlandsche Bank, a financing problem is emerging particularly in the private rental sector. Institutional and foreign investors are investing less than is needed to achieve the construction targets. According to OZQUR Makelaardij, this affects […]

Anyone who owns a second home or holiday home is subject to Box 3 taxation. The rules surrounding this tax will change significantly in the coming years. Especially in 2026 and 2027, the tax burden for owners of a second home may be relatively high. From 2028, a new system is planned in which actual […]

The average WOZ value of Dutch homes has risen sharply again in 2026. The average value now stands at €439,000, more than 10% higher than a year earlier. Strong increases are also visible in the Eindhoven region. A higher WOZ value says something about developments in the housing market, but it is not the same […]

The differences in housing costs between tenants and homeowners are significant. New figures from Statistics Netherlands (CBS) show that tenants in the private rental sector in particular spend a large share of their disposable income on housing. Homeowners have a lower housing-cost ratio on average, especially when they have lived in the same home for […]

The shift from renting to buying is continuing at a strong pace. Investors sold more than 65,000 rental homes in 2025, while purchasing only slightly more than 27,000 properties. As a result, homes that had been rented out for years are becoming available again to private buyers. This creates opportunities for first-time buyers and other […]

The value of homes continues to rise throughout the Netherlands. What stands out is that the strongest increase in WOZ value per square metre has mainly taken place outside the Randstad in recent years. Eindhoven and surrounding municipalities are also showing clear growth. This demonstrates that the housing market is developing more broadly across the […]

The European Central Bank (ECB) has raised its key interest rate again. The rate is increasing from 2.25% to 2.5%. The aim is to further reduce inflation. For consumers, higher interest rates can have both advantages and disadvantages: saving may become more attractive, while borrowing can become more expensive. Why is the ECB raising interest […]

For a growing number of first-time buyers, a regular mortgage alone is no longer sufficient to purchase their first home. In the first half of 2026, 8.3% of mortgages for first-time buyers were combined with a Starter Loan. A year earlier, this was still 6.4%, and in 2021 only 3.2%. Young homebuyers in particular make […]

The Dutch housing market remains in motion. In the second quarter of 2026, prices of existing owner-occupied homes were on average 4.2% higher nationwide than a year earlier. However, major local differences are hidden behind this average. In some municipalities, prices increased by more than 20%, while in others prices actually declined. For buyers and […]

House prices are expected to continue rising, but considerably less sharply than in previous years. Higher mortgage interest rates limit how much home seekers can borrow and mean that more buyers are reaching their financial limits. At the same time, demand for housing remains high due to the ongoing housing shortage. For both buyers and […]