Auteur: Ozqur Makelaardij

Tenants spend a larger share of their income on housing than homeowners – Buying a Home, First-Time Buyers & Mortgages

The differences in housing costs between tenants and homeowners are significant. New figures from Statistics Netherlands (CBS) show that tenants in the private rental sector in particular spend a large share of their disposable income on housing. Homeowners have a lower housing-cost ratio on average, especially when they have lived in the same home for […]

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Giderek daha fazla kiralık konut satılık konut piyasasına giriyor – Kiralama süreçleri, gayrimenkul hizmetleri ve vergi konuları

Kiralık konuttan satılık konuta geçiş güçlü şekilde devam ediyor. Yatırımcılar 2025 yılında 65.000’den fazla kiralık konut satarken, yalnızca 27.000’in biraz üzerinde konut satın aldı. Böylece yıllardır kiraya verilen konutlar yeniden bireysel alıcıların erişimine açılıyor. Bu durum ilk kez ev alacak kişiler ve diğer ev arayanlar için fırsatlar yaratırken, aynı zamanda kiralık konut piyasası üzerindeki baskıyı […]

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Fewer first-time buyers are finding their place in the housing market – Buying a Home, First-Time Buyers & Mortgages

For some Dutch first-time buyers, taking the step towards independent living is becoming increasingly difficult. In 2024, there were fewer new entrants to the housing market than a year earlier. Young people under the age of 25 in particular were less likely to leave the parental home. At the same time, owner-occupied homes are accounting […]

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Young homebuyers face higher housing costs than often expected – Buying a Home, First-Time Buyers & Mortgages

Buying a home is often seen as financially more attractive than renting. However, young homebuyers appear to spend a significant share of their income on housing during the first years after purchasing a property. High house prices and higher mortgage interest rates mean that buying a home at a young age can be financially more […]

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Owner-occupied homes are becoming increasingly out of reach for middle-income households – Buying a Home, First-Time Buyers & Mortgages

For households with an average income, buying a home has become much more difficult in recent years. While a typical income in 2015 still provided access to a large part of the housing supply, that share has fallen sharply. Single-person households and first-time buyers in particular are reaching their financial limits. According to the CPB, […]

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WOZ değeri Randstad dışında dikkat çekici hızla artıyor – Ev satın alma, yeni başlayanlar ve konut kredisi

Konutların değeri Hollanda genelinde artmaya devam ediyor. Dikkat çeken nokta ise son yıllarda metrekare başına WOZ değerindeki en güçlü artışların özellikle Randstad dışında gerçekleşmiş olmasıdır. Eindhoven ve çevresindeki belediyelerde de belirgin bir büyüme görülüyor. Bu durum, konut piyasasının Hollanda genelinde giderek daha geniş bir alana yayıldığını ve Randstad dışındaki popüler bölgelerin giderek daha fazla öne […]

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CPB calls for a different distribution of support in the housing market – Buying a Home, First-Time Buyers & Mortgages

The Dutch housing market continues to face a housing shortage and major differences between groups of home seekers. The Netherlands Bureau for Economic Policy Analysis (CPB) therefore proposes limiting certain forms of financial support for both buyers and tenants. According to the CPB, this could contribute to a fairer distribution of the available housing stock. […]

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ECB faizi yeniden artırdı: bu tasarruf ve borçlanma için ne anlama geliyor? – Ev satın alma, yeni başlayanlar ve konut kredisi

Avrupa Merkez Bankası (ECB) politika faizini yeniden artırdı. Faiz oranı %2,25’ten %2,5’e yükseliyor. Bunun amacı enflasyonu daha da yavaşlatmak. Tüketiciler açısından daha yüksek faiz oranlarının hem avantajları hem de dezavantajları olabilir: tasarruf yapmak daha cazip hale gelebilirken, borçlanmak daha pahalı olabilir. ECB neden faizi artırıyor? Enflasyon hâlâ istenen seviyenin üzerinde. ECB, faiz oranlarını artırarak tüketicilerin […]

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More and more young first-time buyers are purchasing their own home – Buying a Home, First-Time Buyers & Mortgages

Buying a home appears to be becoming slightly more achievable again for young first-time buyers. In particular, the number of buyers under the age of 25 has increased significantly. A greater supply of more affordable homes and financial support from family members are playing an important role. Nevertheless, having a clear understanding of financial possibilities […]

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House price growth is becoming increasingly moderate –  Housing Market & House Prices

House prices in the Netherlands continue to rise, but the rate of increase is becoming smaller. In August 2026, prices of existing owner-occupied homes were on average 3.3% higher than a year earlier. This means growth is clearly lower than at the end of 2024. According to OZQUR Makelaardij, this is bringing slightly more calm […]

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