Buying a home is likely one of the biggest financial decisions in your life. Still, some buyers consider purchasing a home without a buying agent. It saves agency fees, but is it truly more advantageous?

What Does a Buying Agent Do?

A buying agent guides you through the purchasing process and represents your interests as a buyer.

This guidance may include searching for suitable homes, assessing market value, advising on offers and reviewing the purchase agreement.

A buying agent can also point out issues that require further investigation, such as maintenance problems, legal restrictions or unclear homeowners’ association (HOA) situations.

What Are the Risks of Buying Without a Buying Agent?

If you buy without a buying agent, you must determine yourself whether the asking price is realistic.

That’s not always easy. Asking prices can be intentionally set higher or lower than the expected selling value.

You must also assess which conditions you want to include in your offer — such as a financing clause, a structural inspection and the desired transfer date.

A poorly estimated offer or insufficiently reviewed purchase agreement can have major financial consequences.

Can a Buying Agent Pay for Itself?

It’s possible, but not guaranteed.

A buying agent can help you substantiate your offer and reduce unnecessary financial risks.

Their added value is not only in negotiating the price, but also in guidance, market knowledge and control throughout the buying process.

Costs and services vary per agent and type of service.

Why Choose OZQUR Makelaardij?

At OZQUR Makelaardij, we combine buying guidance with mortgage advice.

This means we can help you assess both the home and the offer, as well as the financial feasibility of your purchase.

From the first meeting to the transfer at the notary, we guide you through every important step.

We help you find your dream home in 5 steps

1 — Introduction & defining your housing wishes We start with you. We get to know you, build trust and clearly map out your housing wishes and criteria. → First understand, then search.

2 — Determining your budget & possibilities Together with the buying agent and financial advisor, we determine your mortgage options, budget and ideal search range. → Know what’s possible before we start searching.

3 — Viewing homes together You focus on how the home feels. We critically assess the technical condition, location, possibilities and attention points. → You check if it feels like home. We check the rest.

4 — Determining value & smart bidding We analyse comparable sold homes, discuss the property with the selling agent and assess the expected appraisal value. Then we determine the bidding strategy and submit the offer. → Not just bidding, but bidding with a solid foundation.

5 — From accepted offer to notary Offer accepted? We check all documents and the purchase agreement, monitor deadlines and guide the entire process until the notary. → We stay in control until you receive the keys.

Want to buy a home in Eindhoven, Helmond or elsewhere in the Netherlands? Discover what OZQUR Makelaardij can do for you as your buying agent.

Yucel Samanci
Buying & selling agent at OZQUR Makelaardij, specialised in buying strategy, negotiations and guiding Dutch, Turkish and expat clients.